Formulary Search

This plan is similar to the Standard Medicare Plan and has a more restricted formulary than the NRECA Basic Plus Plan. It requires mail-order for maintenance medications after 2 fills at a retail pharmacy.

This plan is similar to the Standard Medicare Plan and has a broader formulary than the NRECA Basic Plan. It has no requirements to use mail-order for maintenance medications.

This plan uses a flat-dollar payment structure. You pay only the copayment amount for generic drugs, even during the coverage gap, until you become eligible for catastrophic coverage.

This plan has no deductible, and you pay 25% of the drug cost until you reach catastrophic level.

This plan has no deductible, and you pay 15% of the drug cost until you reach catastrophic level.

This tool provides useful information to help you review plans based on your current drug needs. The drug costs displayed are estimates and may vary based on the specific quantity, strength and/or dosage of the medication, the order in which you purchase your prescriptions, and the pharmacy you use. But it also is important to look beyond your current needs at the insurance value of Medicare prescription drug coverage. Enrolling now gives you peace of mind because the coverage will be there even if your drug needs become more significant in the future. And any time you spend out-of-pocket more than $4,550 in a year, Medicare will pay almost all of your remaining drug costs.